ii. If a creditor demands a least degree of coverage for homeowners' insurance and the consumer voluntarily chooses to invest in a more detailed amount of protection, the portion of the top quality allocated to the demanded least protection is often a house loan-similar obligation for uses of § 1026., the completely indexed price), the creditor w
(ii) The creditor decides at or before consummation that The buyer might make the entire scheduled payments under the terms on the lawful obligation, as described in paragraph (f)(one)(iv) of the segment, together with the consumer’s month-to-month payments for all house loan-connected obligations and excluding the balloon payment, from the consu
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